a. Fill out the online form completely, wait for SMS notification if you passed the Pre-screening

b. Upload your documents on the given link or send to sales@welcomebank.com.ph

c. Expect a call from Welcome associates

a. If you are Employed: P50,000 to P1,500,000

b. If you are Self-Employed: P50,000 to P3,000,000

c. Expect a call from Welcome associates

a. Loan process depends if the client submitted all the complete documents and participate in credit verifications.

b. For smooth transaction it may run for 1-3 working days.

a. For Employed:
- 2 Months Pay Slip
- 1 Valid ID (Passport, License, Voters, UMID, Etc)
- Government ID Number (SSS/GSIS or Philhealth)
- COE (Certificate of Employment)
- ITR (Income Tax Return)
- Proof of Billing

b. For Self-Employed:
- Government IDs
- 3 Months Bank Statement / Passbook
- Mayor's Permit
- DTI or SEC registration
- Latest ITR (BIR)
- Proof of Billing

a. To check the status, please call our hotline (02) 8866 7345 or email us at sales@welcomebank.com.ph

WBP offers a competitve rate for as low as 1.39% for Unsecured Loan, and 1.0% ~ 2.35% for Secured Loan, depending on the loan products and customer's credit profile.

a. You will receive a phone call from our sales associates to schedule you for loan release.

a. Loan application is free. However, once the loan is disbursed processing fee and notarial fee will be deducted from loan disbursement.

a. You can submit your documents at sales@welcomebank.com.ph OR upload through the URL link received by SMS.

a. Technically you can cancel your application anytime as long as you inform us.

a. Repayment is through Post-Dated-Check or Bank Transfer

a. Our terms varies as follows: Unsecured Loan: 12, 24, and 36 months while Secured Loan: 12 to 120 months.

a. We encourage the client to open a checking account with any Bank, you can get your approved loan until 1 month from the day of your approval.

a. You may call (02) 8866 7345 for HO Customer Center or contact any Welcome Bank branch near you or email collection@welcomebank.com.ph

a. You can repay all your outstanding loan anytime with Pre-termination fee.

a. If your due date falls on a non-working holiday, you have to make your repayment immediately in preceeding working day.

a. Yes. You can apply for renewal once you finish repaying half of your terms or upon reaching 6 months (whichever come first).

b. However, loan balance of your existing loan will be deducted from your new loan disbursement.

a. You may use the loan calculator located at the homepage and fill out the correct information of your desired loan.

a. You may check our loan qualifications and make sure you passed the given criteria.

a. Any type of employment WITHOUT documented proof of income cannot be processed.

a. Clients will receive such text message if the client did not pass the Pre-screening stage.You may email at sales@welcomebank.com.ph for more clarifications

a. The possible reasons are: Income requirement not met, Cancelled Card, Industry not supported, Court Case, Incomplete documents, Company is blacklisted, No Character References, and clients were not contactable.

a. You can apply after 3 months from the start you was rejected.

a. We offer Personal, Salary, Business, Auto, and Condo loan products.

a. Co-borrower is required for Auto loan and Condo loan products.

a. Please be informed that we now offer OFW Loans. However, Remittance Loans are not yet available.

a. If you do not have credit card you may apply under Salary Loan Product.

a. It is client's discretion which to appy whether Personal/Salary loan or Business Loan, as long as the client passes through the qualifications.

a. Yes, as long as your business is registered and can comply the Business Loan requirements.

a. If you are Employed and with a credit card you are good to try Personal Loan, but if you do not have a credit card you will fall under Salary Loan