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Payment of financial obligations has never been easier with Welcome Bank.
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Welcome Checking - Personal

Minimum Initial Deposit P2,000.00
Minimum Maintaining
Balance (ADB)		 P2,000.00
Interest Earning
Balance (ADB)		 P5,000.00
Interest Rate 0.50% p.a.

Welcome Checking - Corporate / Business

Minimum Initial Deposit P5,000.00
Minimum Maintaining
Balance (ADB)		 P5,000.00
Interest Earning
Balance (ADB)		 P25,000.00
Interest Rate 0.50% p.a.

Fees and Charges

  • Early Account Closure - P300.00
  • Falling below minimum balance - P300.00
  • Account dormancy fee monthly - P30.00
  • Cost of checkbook (Personal) - P250.00,
    Cost of checkbook (Corporate/Business) - P500.00
  • Stop Payment Order (SPO) - P300.00
  • Withholding tax for interest earned - 20%
  • Manager's Check (MC) Application - P50.00

Conditions

  • Account closure fee will be collected if account is closed within 30 days from account opening.
  • Falling below minimum balance fee will be collected if account falls below the required minimum monthly ADB for two(2) consecutive months.
  • Account dormancy fee will be collected if account is dormant and falls below the minimum monthly ADB for at least two(2) consecutive months.

    A checking account is dormant if it has no client-initiated activity for one (1) year.

    Collection will start five (5) years after the last client-initiated activity date.

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